ABSTRACT
This research project had the purpose of finding the impact of information communication technology on financial performance of deposit money banks in Nigeria. Information and communication technology is important to the banking industry in Nigeria. The banking sector is vital for the growth of economy of a nation. Qualitative research design was employed in this study. The population of study was the 43 registered deposit money banks in Nigeria. Data collection sheet was used as the instrument of data collection. The information was gathered from the audited financial report which were readily available at the Central Bank of Nigeria. SPPS and excel were used to analyze the data collected. The research discovered that information communication technology has improved the financial performance of deposit money banks in Nigeria. As a results the market share has been increased plus it has assisted the deposit money banks to remain competitive. Information communication technology also assists to improve the liquidity of commercial which lowers dependability of depositors therefor improving on earnings and return. This helps improve of efficiency and profitability of the deposit money banks especially in the emerging banks. The study discovered there is need to invest more on information communication so as to increase the deposit money banks financial performance. The fast pace growth and development of information communication technology in the Nigeria banking sector has resulted into improvement in efficiency in operation and also in service delivery. deposit money banks have become competitive by enhancing staff training and growth as well as research and development in technology. Thus the study concludes that among the ICT employed by deposit money banks, mobile banking had the most positive influence on the financial performance.Based on the study findings, the study recommend that deposit money banks should reduce investment in ATMs and internet banking as this was found to have negative influence on financial performance. In this case therefore the researcher recommends that deposit money banks should keep investing and also using the mobile banking in their daily operations. This is due to the fact that the people who owns mobile phones are increasing day by day.
ABSTRACT
Research project examined the significance of accounting standard (SAS) in the preparation of financial stateme...
This study aims at improving the performance of small-scale enterprises in Nnewi-South Local Government Area of Anambra State. The resea...
ABSTRACT
THE IMPACT OF INVESTMENT STRATEGIES ON PORTFOLIO PERFORMANCE
This study examines the impact of investment strategies o...
Abstract
Marketing as a profession and an academic discipline has undergone a rebirth which has made i...
ABSTRACT
The study was a descriptive research design, which focuses on teachers and students from five...
ABSTRACT: This study explores the role of cultural sensitivity in vocational education settings, emphasizing the importance of respecting and...
Abstract
The study was carried out on the role of E-Commerce in reducing operational cost in an organization. In this st...
Abstract
This research work examined and compares the physicochemical properties and some chemical cons...
Abstract
Bribery an corruption has affected many countries all over the world especial...
ABSTRACT
A total of 1,075 fasting Human Serum and early morning urine samples were assayed for various biochemical parameters. The parame...